Investor Relations

About iugu

About iugu

Much More Than Just Payment Processing

For large enterprises or growing businesses seeking to simplify and scale their operations, iugu is a technology company offering the most complete financial infrastructure ecosystem.

We are building the future of financial operations with an ecosystem that connects payments, recurring billing, split payments, and Banking as a Service (BaaS) — all in one place.

Technology That Empowers

We have the market's most robust API structure, with easy implementation and thoroughly documented APIs in both English and Portuguese, plus process automation and excellence in payment processing. We combine our powerful technology with a partnership-driven and specialized support approach in day-to-day operations.

Why iugu?

iugu has operated as a Payment Institution authorized by the Central Bank of Brazil since 2020, being the 25th institution to receive this license in the country, ensuring regulatory compliance and the highest security standards in financial transactions. Furthermore, the company is a benchmark in financial infrastructure and counts the Goldman Sachs Group among its investors.

Our solution allows you to customize your company’s entire financial journey, from payment to reconciliation. With our complete financial technology ecosystem, your company eliminates complexity, saves time, and gains total control over financial flows. As a result, thousands of satisfied customers have reduced manual processes and dependence on multiple vendors, achieving greater operational efficiency.

Over the past 13 years, we have worked daily to build the best financial technology for businesses. We enable our clients to create unique financial experiences while propelling their businesses into the future.

  1. 2012

    We were born, still in Patrick’s mother’s garage in Mato Grosso do Sul.

  2. 2013

    iugu’s first products: a QR code payment app and an online platform.

  3. 2014

    We began offering customized solutions for recurring billing and Marketplaces.

  4. 2015

    We launched Ignição, a benefits program for startups.

  5. 2016

    We expanded our client base and established a sales department.

  6. 2017

    We internally structured investments in services and strategic areas.

  7. 2018

    With accelerated growth, we moved to our office on Avenida Paulista.

  8. 2019

    Certifications in service excellence and most engaged company.

  9. 2020

    We obtained the Central Bank license to operate as a payment institution and raised R$120 million through an investment round led by Goldman Sachs.

  10. 2021

    We inaugurated our new office, a space designed to inspire employees and clients as we aim to grow even further.

  11. 2022

    We acquired the brand and customer portfolio of Juno in Brazil and issued the first series of the iugu FIDC (Receivables Investment Fund) worth R$100 million with Bradesco. The year also marked the launch of our proprietary boleto, meaning the document is issued directly by iugu.

  12. 2023

    We launched the iugu App and opened a new office in Curitiba. Additionally, we issued a second series of the FIDC, also with Bradesco, in the amount of R$71 million.

  13. 2024

    We achieved net income breakeven for the first time in our history.

Mission

To empower businesses to expand through scalable, secure, and flexible technology solutions.

Vision

To be the best technology company for modular solutions, driving client growth in a reliable way.

Values

Collaborate
Always

We play as a team to build relationships that benefit the business. This is the only possible path to ensure powerful results, with innovation and the excellence that guarantee our steady growth. It's no coincidence that uniting and connecting are concepts implicit in our name.

Drive
Results

We maintain focus on the quality of every delivery, offering the best solutions to our clients. This generates value for our business and shareholders, ensuring the company's growth. Thus, self-improvement from each team member is essential.

Act with
Courage

In moments of uncertainty, we position ourselves according to the business culture and strategy. We won't always have all the information needed to decide, which is why stepping out of our comfort zone and facing difficult conversations is essential. We evolve and are resilient because we aim higher and better.

Be
Engaging

We balance empathy and performance while maintaining commitment to deliverables. Therefore, we compete in the market without compromising respect for people and our work environment. To achieve this, it's important to celebrate achievements and recognize efforts in our victories.

Our Business

What We Do for Companies

iugu is the most complete and flexible financial technology ecosystem for companies seeking high performance. Our solutions enable businesses to enter the automation era, generating operational efficiency and cost reduction.

We deliver comprehensive solutions that adapt to each client’s needs. Through agile and secure technology, we accelerate results with business intelligence:

iugu
Billing

A complete technology platform that provides a fluid and intuitive integration experience, allowing growing companies seeking flexibility and automation to sell more and reach their customers wherever they are – whether via Pix, boleto, payment slips, or credit card.

iugu
Recurrence

Flexibility and customization in the recurring billing process, ensuring continuous and predictable revenue. Multiple payment methods and automated rules to optimize time and resources.

iugu
Split

A highly customizable, scalable, and technological structure that splits payments using flexible rules, in a transparent, agile, and precise manner, ensuring each partner receives what they are owed, without complication – in a personalized and automatic way.

iugu
BaaS

A complete financial management platform for companies looking to expand their scope of operations by adding financial services to their core business. With features that simplify payments, transfers, and reconciliations, our infrastructure offers real-time visibility into financial flow, ensuring practicality and control without complexity.

Results We Deliver

Process automation with agility and customization
Practicality toscale operations
Financial transactions with maximum security
Specialized, technical, and dedicated support
Simple implementation of features
Technology that empowers

Technology that empowers

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